Financial Planning Solutions: We offer brokerage services in a full range of investment and other financial services. There's an expression we use at Investigroup: The trouble with the future is that it keeps getting closer and closer. Which means, regardless of your current age, income or goals, it's important to begin developing a plan today. At Investigroup, we like to look at your individual needs before anything else. Learn about the tools we can offer to help meet your needs below. IRAs & Retirement Savings The vision of quiet afternoons, leisurely vacations, and time to devote to your family and hobbies is plenty reason to start saving for your retirement. And with careful planning, you should be able to live the way you want - both today and after retirement - without worrying about financial security. Individual Plans Saving for retirement requires careful planning and systematic saving. We are committed to helping individual investors develop a strategy that will meet their unique retirement goals. With the help of a financial advisor and a personal retirement plan portfolio review, we can help you put all the pieces in place for your retirement strategy. Business Plans Business owners face many challenges when it comes to providing for the future for themselves, their families and their employees. Whether you are your only employee or the employer of many, we can help you create a strategy that will help everyone reach their retirement goals. Education Savings Have you noticed how quickly the cost of college education is rising? You may not have. Between work, soccer and band practice and everything you have on your plate, you may not have time to worry about it. However, the sooner you address the issue the better. For starters, take a look at the different ways you can save for your child's education: 529 Plans Save and invest on a tax-advantaged basis in order to fund future college and graduate school expenses of a child or other beneficiary. Coverdell Education Savings Accounts Perfect for individuals within the income limits who want to set aside dollars on a tax-advantaged basis for education expenses. Custodial Accounts Ideal for investors wishing to make a gift, in the form of securities or cash, to a minor. Estate Planning Issues None of us can predict what the future holds. The only way to help make sure that your loved ones are taken care of is to build an estate plan* with clearly defined provisions in case the unexpected does occur. Your financial advisor can get you started by assembling an Estate Planning Team to address these issues. Your Estate Planning Team consists of your financial advisor, an attorney, a CPA or tax professional, and life consultant. It's the team's responsibility to help you put the proper provisions in place to help protect you and your family during incapacitation and ensure accurate distribution of your assets. Investments We know how tempting it can be to try to time the market or invest in the hot stock of the day, but we believe a long-term, diversified investment strategy is a much more solid way to help you reach your goals. After all, we've been helping people - many like you - do just that for decades. Take a look at some of the ways we might help you achieve your many financial goals. Stocks Common Stocks Employee Stock-Option Plans (ESOPs) Stock UITs Fixed Income Investments Certificates of Deposit (CDs) Corporate Bonds Government-sponsored Enterprises Mortgage-backed Securities Municipal Bonds U.S. Treasury Securities Zero Coupon Bonds Corporate Bond UIT Municipal Bond UIT Mutual Funds Annuities :Fixed, Immediate, variable Insurance Life doesn't always go the way we want it to go. Despite our best efforts, accidents happen and there's nothing anyone can do about them except insure against them. And, though we can't predict or protect from everything, we can help you come close. We offer a wide range of insurance options and can walk you through the different types to help you choose the one that best fits your needs: Life Insurance Long-term Disability Long-term Care Important information regarding Insurance: Preferred Annuities and Insurance, Including Information About Revenue Sharing.