Foreclosure Mitigation Counseling and Credit Advisory Services Foreclosure Counseling: Some 2.2 million Americans could lose their homes through 2008 because of subprime mortgages they can no longer afford. We will work with special government agencies to determine which foreclosure prevention option will work for you. The foreclosure prevention options available include the following: Forbearance Loan Modification Mortgage Refinancing Second Mortgage, Line of Credit Sale of the Home Deed-in-Lieu of Foreclosure (DIL) With credit markets tightening and Wall Street nervous about the deepening subprime crisis, President Bush in late summer asked servicers to modify terms for struggling homeowners. Congress, too, has been threatening new legislation to toughen mortgage lending rules. And an industry trade group, the American Securitization Forum, whose 350 members including mortgage security investors, loan servicers and insurers, recently gave more encouragement to modifications. The group estimates that two of every three contracts that servicers work under have no individual restrictions on modifications. We at Investigroup have the time, knowledge and skill to work for you in bringing you out of your pre-foreclosure or foreclosure crisis. Eventually, we believe avoiding foreclosure is going to be in the long-term best interest of the lenders and saving the credit of consumers. Credit Advisor Consultation: Stop living with Bad Credit. Let Us Help You! We work with Equifax, Transunion, Experian, Chex Systems and Medical Information Bureau to correct the derogatory remarks on your file. We also work with collection agencies in the negotiation of debt when necessary. We have successfully helped clients to remove unverifiable and inaccurate information on their credit reports including Bankruptcies, Charge offs, Judgments, Foreclosures, Child Support, Collections, Repossessions, Tax liens, Student Loans, Collections, Medical Bills, and more. Also we will obtain a major credit card for you, if necessary to put positive information on your credit profile. This action when taken will only improve your score. We will provide you with sound credit advisory services to help you maintain and continue to improve your credit which is extremely important in our financial life.